Mobile Transfer USSD Codes For All Banks in Nigeria

Banks USSD code gives you access to more than to just transfer money or load Recharge card , there’s more to it than you think. You can view your Account Balance, check your bank statement, pay bills, change ATM card PIN code or make purchases among several other and so many more, it’s convenient, fast and secure, you need not visit any bank or ATM before you can perform any transaction.

NOTE: Anything you want to do must be done on the mobile number you registered your account with.

Banks USSD Codes

Guaranty Trust Bank (GTB)

To transfer money to any GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank .

If you want to send money to a non GTB Acct (other Bank such as Access Bank , UBA etc) dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. You will be required to enter the last four digits of your GTBank Naira Master Card in order to authenticate the transfer.

First Bank

To make any transaction on your phone using bank USSD code, follow the below speed dial.

• To transfer money = *894# and select 1
• To withdraw money = *894# and select 2
• To make purchase = *894# and select 3
• To pay bills = *894# and select 4
• To buy airtime = *894# and select 5
• To manage account = *894# and select 7

Diamond Bank

Diamond Bank USSD code seems to be available only for Y’ello account holders, to Transfer money to any bank Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.

For Diamond Y’ello to Diamond Y’ello Transfers Dial *710*710*PHONE NO*AMOUNT*PIN#.

Fidelity Bank

To transfer money to any Fidelity bank account dial this *770*NUBAN Account no*Amount#; i.e if you want to send N1,000 to another Fidelity bank account, dial *770*1234567890*1000# then enter your 4 digit pin.

However if this is your first time of using the service, and you do not have any Registered PIN before, then you will need to create one by dialing *770#, Enter your NUBAN Account number (Fidelity bank account number ), Select a 4-digit PIN for your account. Now you can proceed to make your transfer.

Wema Bank

For Wema Bank USSD transfer code dial *322*035*NUBAN*AMOUNT#. This most be initiated on the same Phone number you registered with your account.

Ecobank

Ecobank Mobile Banking USSD transfer code Dial *326# and follow the on screen prompt.

Skye Bank

Skye Bank USSD code Simply dial *833# to get started and follow the prompts strictly.

Sterling Bank

Sterling Bank USSD code dial *822# To get started and follow the instructions.

An access fee of N5 will be deducted from your airtime each time you dial the sterling bank ussd code on your phone. A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.

United Bank for Africa (UBA)

UBA USSD code Simply dial *919# from your registered phone number to start.

Unity Bank

For Unity Bank USSD code dial *389*215# and follow the screen prompts.

Zenith Bank

For Zenith Bank USSD code use as follows:

• To create a bank account simply dial *966*0#.
• To check your account balances simply dial; *966*00#
• To load airtime simply dial *966*Amount*Mobile Number#
• To transfer money to another account Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#)

First City Monument Bank (FCMB)

To use FCMB USSD mobile banking code Dial *389*214# and you will receive a Welcome Message with options to reply with as follows:

1. Activate with card
2. Activate with Account
3. Activate with Mwallet

Choose option 2 since it is your first time using the service and Enter your account number , thereafter you may need to Call Care Centre on 01-2798800 or visit any FCMB branch to generate your PIN. Once you have your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted.

Dial *389*214# to access the FCMB Mobile service.

Heritage Bank USSD Code

All you need is the mobile number you have registered with your Heritage Bank account.

You can recharge your line, recharge another person’s line, transfer funds or pay bills by just sending the required code.

Self-recharge – *322*030*AMOUNT#
Third Party Recharge – *322*030*PHONENUMBER*AMOUNT#
Transfer Money – *322*030*ACCOUNTNUMBER*AMOUNT#
Bill Payment – *322*030*BILLER ID *AMOUNT#, for example, to pay for LCC Dial *322*030*1066*AMOUNT#

KeyStone Bank USSD Codes

You can use the USSD mode with all phone types by dialing *322*082# (MTN, AIRTEL & ETISALAT) or *805*082# (GLO only) and follow the steps below to opt-in (register):

1. Select the Keystone Bank
2. Enter NUBAN Account Number
3. Enter any 4 digit number you can remember as the m-Pin
4. Confirm m-Pin

Customers will need to visit any Keystone Bank branch for full/transfer access.

Union Bank USSD Codes

For now, Union Bank has just one feature enabled in its SMS banking; which is the “Check your balance”. According to Union Bank , other features like transfer funds, view transaction history, etc will be introduced with time.

You can check Your Account Balance By texting Bal to 20123 from The Phone Number registered to your Bank Account.

Other Banks

You can make use of Quick teller to transfer money from your bank to another with phone number or account number .

With Quickteller, customers can also transfer money from their account to any other accounts in Nigeria provided its Mastercard , Verve or VISA Card .

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